10 STOCK PHOTOS YOU JUST WON’T BELIEVE WERE PURCHASED FOR £0.29 ON A STOCK PHOTO WEBSITE

andyWMillennials like convenience. I know because every research conference has told me.

It’s why they don’t eat cereal.

In comparison, people born before 1980 require everything to be as complex and time-consuming as possible, refusing to eat breakfast without first firing up their coal-fired boiler, hand rolling their porridge oats and then walking 3 miles to purchase milk from the village dairy.

Retirement 2016 – Pension Redemption

Andrew

In December, Andrew Wood’s blog painted a grim picture of retirement 20 years in the future.

As 2016 dawns he looks at the decisions we can take now to avoid this.

Happy new year one and all.

I hope my Christmas blog didn’t depress you too much. It was based upon real evidence, including research studies we’ve done for the DWP, NEST, the Pensions and Lifetime Savings Association and others – albeit with some extrapolation, creative licence and Christmas beers thrown in.

Retirement 2035 – where did it all go wrong?

andyWIn this 2-part blog, Andrew Wood looks at the vital choices facing UK pension policy.

Part 1: what could happen if we take the wrong decisions… with the benefit of 20 years’ hindsight.

As Christmas 2035 approaches, we reflect on a year that’s seen pension providers go bust, millions facing retirement without the income and security they need, and most of the UK’s employees now refusing to save into a pension.

How did we get here? Before his resignation last week, Prime Minister Johnson blamed the crisis on the collapse in worldwide markets, but its roots in fact go back two decades.